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Reader Comments (Page 1 of 1)
Xyzzy @ Nov 28th 2007 3:39PM
"My recommendation? Find one of those "No interest for 18 (or more) months" deals, and take advantage of that. "
Just make sure you pay it off in full *BEFORE* the 18 months -- most of those "deals" have fine print that says, "If you don't pay it off in the 18 months, we will charge interest retroactive to the day you bought it." That means if your TV cost $1000 and you pay off $999.99 of it, leaving a penny on the bill, you'll be socked with interest for the ENTIRE 18 months, so be careful!
John B @ Nov 28th 2007 3:46PM
Xyzzy, you completely missed where I said ...
"The key, of course, is the discipline to pay it off before the end of the term, especially if the APR is more than 20%. (My "deferred" interest just for the first month was more than $30! OUCH!!!) But taking proper advantage of "no interest until..." offers is a great way to get new hardware."
;)